FAQs - Workers Compensation
- What is Workers’ Compensation?
- Is There a Minimum Amount of Time That I Need to Be Employed in Order to Receive Workers’ Compensation Benefits?
- When Should I Report My on the Job Injury?
- What Doctor Should I Visit for My on the Job Injury?
- Will I Have to Pay for the Doctor Bills Accumulated as a Result of My on the Job Injury?
- If I am Hurt and Can’t Work, What Will I Do for Income?
- How Long Will I Receive Workers’ Compensation Benefits?
Workers’ compensation is an employer sponsored injury insurance program which may provide the employee with medical, rehabilitation and income benefits if the employee is injured while working on the job. Workers’ compensation benefits are supposed to facilitate your return to work. It may also provide benefits to your dependents if you die due to a job related injury.
You may be entitled to workers’ compensation starting from the first day on the job.
You should report your on the job injury as soon as it happens to your boss, immediate supervisor, etc. You only have 30 days to report your injury before losing any chances of receiving workers’ compensation benefits but we recommend you report your on the job injury the day it happens.
Your employer is required to post or provide a panel of six physicians that an injured employee can choose from. The panel of physicians should include at least an orthopedic physician and not more than two industrial clinics. If possible, a minority physician should be included as well. The employee may change to another doctor on the list of physicians only once without the permission of the employer.
Your employer’s workers’ compensation insurance carrier is required to pay all of your authorized medical bills that stemmed from your on the job injury.
If you are hurt on the job and miss more than seven days of work, you may be entitled to weekly income benefits. Within 21 days after you missed work, your first check should be mailed to you.
You may be entitled to workers’ compensation benefits for up to 400 weeks if your injury occured after July 1992. However, if you suffered a catastrophic injury, you may be entitled to benefits over your lifetime.