Workers’ compensation is an employer sponsored injury insurance program which may provide the employee with medical, rehabilitation and income benefits if the employee is injured while working on the job. Workers’ compensation benefits are supposed to facilitate your return to work. It may also provide benefits to your dependents if you die due to a job related injury.
You should report your on the job injury as soon as it happens to your boss, immediate supervisor, etc. You only have 30 days to report your injury before losing any chances of receiving workers’ compensation benefits but we recommend you report your on the job injury the day it happens.
What Doctor Should I Visit for My on the Job Injury?
Your employer is required to post or provide a panel of six physicians that an injured employee can choose from. The panel of physicians should include at least an orthopedic physician and not more than two industrial clinics. If possible, a minority physician should be included as well. The employee may change to another doctor on the list of physicians only once without the permission of the employer.
How Long Will I Receive Workers’ Compensation Benefits?
You may be entitled to workers’ compensation benefits for up to 400 weeks if your injury occured after July 1992. However, if you suffered a catastrophic injury, you may be entitled to benefits over your lifetime.